We will be financing more of the activities that are better for the environment and fewer

AIB (NI) is offering personal loan rates from 5.6% (representative) on borrowing of between £5,000 and £25,000. But if you are not an existing AIB NI current account customer you can only apply for this loan in a branch.

There are no early repayment penalties on the loan, so borrowers can make overpayments or repay the loan in full at any time without a fee.

You must be over 18 and a resident in the UK to apply for an AIB personal loan. Lending criteria and terms & conditions apply. If you’re a new customer you’ll need to apply over the phone.


  • Rate applies on loans betweeen £5,000 and £25,000
  • No ERCs


  • New customers must apply in a branch

Representative Example

If you borrow £10,000 over 60 months with monthly repayments of £191.04. Total amount repayable will be £11,462.40. Representative 5.6% APR, annual interest rate (fixed) 5.6% p.a. Credit available subject to status.