easyfinancial bridges the gap for many borrowers who may find it difficult to get loans due to a lack of credit history. Same-day funding ensures swift financial relief for urgent needs. While the APR range is on the higher side, easyfinancial offers perks like autopay and loyalty discounts. With a flexible loan term ranging from 24 to 78 months and no prepayment penalties, borrowers have the freedom to pay off their loans at a pace that suits them.

Pros

• Accessible to borrowers with no credit history, making it a viable option for first-time borrowers
• Flexible loan terms ranging from 24 to 78 months
• Offers both online applications and human contact every business day

Cons

• High APR range, with the maximum going up to 35%
• TrustPilot rating is only one star, raising concerns about customer satisfaction
• No 24/7 customer support, which might inconvenience some borrowers

Additional Details

Eligibility: easyfinancial stands out by catering to individuals who don’t have a credit history. Additionally, the co-signer or co-borrower capability offers an extra layer of security and assurance, potentially helping more people get approved.

Loan Uses: With loan amounts between $1,000 and $20,000, borrowers can cover a variety of needs, from consolidating debts to financing significant life events or emergency expenses.

Turnaround Time: The promise of same-day funding makes easyfinancial a go-to option for those in immediate financial need. The online application streamlines the process, ensuring borrowers don’t have to wait long for their funds.