FAQ

What does your app do?

Our app works to connect customers with payday loan options, which help provide extra cash in times of need. Payday loans are meant to be paid back on or before a borrower’s next paycheck.

How much can i borrow?

Payday loans normally range from $100 to $1000. not all lenders can provide the maximum amount. also, there is no guarantee when you apply what amount you will actually be approved for. Factors such as your current income, credit history, and level of outstanding debt might have an impact on final loan amounts.

How soon will i get the funds?

If you’re approved for a payday loan. the funds could be transferred to your bank account on the next business day. Depending on your lender and financial institution, times will vary. if you have any more queries regarding the transfer process, please contact your third-party lender directly.

Is the information I provide secure?

Our app employes numerous measures to keep your information secure. All sensitive data transmitted between your device and our app is protected with 128-bit Secure Socket Layer (SSL) encryption technology.

Is there a credit check?

Lender may conduct credit checks to verify a borrower’s credit history. Poor credit or bad credit rating does not automatically prevent someone from getting a loan. Lender also examine whether an applicant has paid back prior loans and if there are any outstanding payment on them.

When must I repay my loan?

We’re not a lender. Each individual, the third-party lender has its own rules and conditions, including those related to repayment. You should contact your lender for more information on when and how soon you must repay your loand under the terms of your agreement.

Will my payday loan be automatically renewed?

The answer to this question is determined by the state you reside in and your lender. Each lender has its own renewal conditions, as well as each state having its own laws on the auto-renewal of payday loans. Make sure to inquire if your loan will renew automatically or if you’ll have to give permission first from your lender. if you renew your loan, you will almost certainly be charged additional fees and interest. Make yourself aware of these charges before signing any loan renewal.

What are the penalties for late payment and non-payments?

This determines by your lender, so double-check with them before accepting the offre. Many individuals find themselves in trouble because they were unaware of the penaltiues associated with late or non-payments. Be fully informed about the ramifications of not paying off your loan in full on the due date.

Is loan approval guaranteed?

there is no assurance that one of our participating lender will aprrove you.

What if I can't pay back my loan on time?

We are not a lender. You should inquire your lender about the consequences of non-payment. Typical penalties for failure to pay include:

  • An offer to renew your loan, which will come with further costs.
  • Addition of late fees and charges
  • Your account is forwarded to a collection agency
  • A consumer credit agency is notified of your failure to pay (which will lower your credit score).