Harmoney Unsecured Personal Loan

Personal loans to start almost anything.

An unsecured personal loan up to $70,000. You’ll receive a tailored interest rate between 5.76% p.a. and 24.03% p.a. based on your risk profile.


  • Tailored, competitive rates
  • Apply for up to $70,000
  • No security required


  • Restrictive repayment terms
  • $275/$575 upfront fee

What we like about the Harmoney Unsecured Personal Loan

  • Low rate for strong credit scores. Harmoney’s lowest advertised rate is very competitive and is lower than 90% of the loans in Finder’s database. So, the better your credit score, the more likely you’ll be quoted a low rate.
  • Wide borrowing amounts. You can borrow as little as $2,000 with this loan, and go as high as $70,000.
  • No early repayment fees. If you can afford to make extra repayments, then you could save even more on interest as Harmoney do not charge fees for paying off your loan early.