OurMoneyMarket offers simple, fast, secured and unsecured personal loans

A loan for any worthwhile purchase of up to $75,000, such as for a car, equipment, and even debt consolidation. Your interest rate will be based on your credit history. Pre-approval available.


  • Competitive interest rates
  • No ongoing fees
  • No penalties for additional payments


  • Late payment fee of $35
  • Direct debit dishonour fee of $25

What we like about the OurMoneyMarket

  • Flexibility of a non-bank. OurMoneyMarket gives you the exact same consumer protection you’d get from a bank loan, but as a non-bank lender they can be more flexible around things like eligibility criteria and interest rates.
  • Competitive rate. OurMoneyMarket has a very competitive rate, especially for a fixed rate loan. It ranks in the top 10% of lowest rate loans in Finder’s database for ‘Excellent’ credit.
  • No early repayment fees. Paying off your loan early minimises the amount of interest you pay, saving you money over the lifetime of your loan. It’s a bonus to be able to do so without paying a fee.