Oze partners with financial institutions and other fintechs to offer small business loans to users who consistently use the Oze Business App and have completed the loan application and passed the Loan Prep Process. Oze offers up to 30,000 Ghana Cedis. These short loans in Ghana are given out with as little as 3% monthly interest on the amount received. The loan can be repaid in installments over a period of 12 months.
To be eligible for the loan, an applicant has to be an active Oze Business App user for at least 30 days. After 30 days, they can apply for an Oze loan directly from their Oze Business App.