Post Office

Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a

Post Office is offering competitive personal loan rates at 6.1% representative APR. Borrow from £1,000 up to £40,000 over one to seven years. Overpayments are allowed, but full repayment is subject to early repayment charges.

Pros

Competitive low rates
Instant decisions on application

Cons

ERCs apply on full repayment

Representative Example

If you borrow £10,000 over 60 months with monthly repayments of £193.03. Total amount repayable will be £11,581.78. Representative 6.1% APR, annual interest rate (fixed) 6.1% p.a. Credit available subject to status.